Your home, your way
Your home buying guide
We’re at the beginning of the mortgage process together. Here’s who you’ll be working with, what happens next, and how to keep your closing on track.
Start my applicationWho you’ll be working with
Meet the team
We’re Yumee and Bret — a husband-and-wife team, parents to two, and raised here in the Puget Sound. You’ll be hearing from both of us throughout your loan, so call, text, or email either of us anytime. Buying a home is one of the biggest milestones there is, and we’re excited to be part of yours. Our job is to guide you through every step.
Before you start
What to gather
The documents we'll ask for, and how to send them. Getting these together early is the single biggest thing you can do to keep your loan moving.
What happens next
The loan process
Nine steps from application to keys in hand — what each one is, who does it, and when you'll hear from us.
While your loan is in process
The do's & don'ts
The everyday things that can undo an approval while your loan is in process — and what to leave alone until you have the keys.
Our goal is a loan that works for you, with service to match. The numbers at the bottom of this page are our personal cell phones. Call or text anytime.
CMG Financial™ is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Hawaii Mortgage Loan Originator Company License No. HI-1820. Mortgage Servicer License No. MS068. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. NMLS Consumer Access (www.nmlsconsumeraccess.org).