Before you start

What to gather

A preliminary list. You don’t need all of it to begin — but the sooner we have it, the sooner we can tell you what you qualify for.

Enjoy a smooth, simple & easy loan process

Your document checklist

A clear copy of your photo ID.
30 days of your most recent paystubs, for all jobs.
60 days of bank statements for all accounts — every page, even the blank ones.
W-2s and 1099s for all jobs worked in the last two years.
Signed federal tax returns for the last two years, with all schedules — if you’re self-employed or earn commission, bonus, or rental income.
Your most recent retirement or investment statement, if you’re using those funds for your down payment or reserves.

Additional documents may come up later. Underwriting sometimes asks for one more thing. It’s routine, not a sign of trouble.

When you’re ready

Send it securely

Please don’t email documents with account numbers or your Social Security number. Use the secure portal below, or hand them to us directly.

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CMG Financial™ is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Hawaii Mortgage Loan Originator Company License No. HI-1820. Mortgage Servicer License No. MS068. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. NMLS Consumer Access (www.nmlsconsumeraccess.org).